The key to protecting your money

Have you ever experienced a major paradigm shift? You know, the kind where you think you already know something about something...

But suddenly, you learn something new about that 'something' that changes your whole perspective and outlook on the topic. If so, then you know exactly what I'm talking about.

Now, you know that something this powerful doesn't happen everyday. But somehow you kind of wished it did. Right?

So, what if there was an almost-magical, top-secret way you could rest totally secure in the fact that your money was totally safe...and were absolutely sure that nothing bad would ever happen to you.

What if your money constantly increased exponentially without you having to work a minute longer or a calorie harder? Wouldn't that be really, really cool?

And on top of that...every time you faced a difficult situation you knew exactly what to do to get that breakthrough solution you happen to be need?

Did you know that there is a rock-solid, scriptural principle that you can accept by faith and watch unfold before your very eyes!

Here it is:

"...Bring the whole tithe into the storehouse, that there may be food in my house and test me now in this, "says the LORD of Hosts, "if I will not open the windows of heaven, and pour you out a blessing, that there shall not be room enough for it. I will rebuke the devourer for you sakes, and he shall not destroy the fruits of your ground; neither shall your vine cast its fruit before its time in the field," says the LORD of Hosts.
Malachi 3:10,11

How powerful is that? All you have to do is tithe what you get and you will be blessed. All of your assets will be protected. This is way better than any kind of insurance you could purchase anywhere!

And on top of that, not only will you be protected, but the Living God (Creator of the entireuniverse) will open up the windows of heaven upon you, and pour out so many blessings upon you that you won't have room enough to receive it all!

How cool is that? What are you waiting for? Go pay your tithes!

Look at this way. If the Living God were to say to you right now, "Stand on your head for 15 minutes every day at 6:00 a.m. and you will exponentially increase the amount of money you make each week." Would you do it? I tell you what...I sure would.

So, why do time-tested, proven concepts seem so difficult to comprehend? It's like they're hidden right in front of our eyes. All we have to do to see them is open up our eyes.

Open your eyes, and take a look around. You might be surprised at what you start to see.

Getting the best deal on auto insurance

Let your fingers do the walking Remember that Yellow Pages Ad Campaign? Excellent advice if youre shopping for auto insurance. Shop around and do it yearly. Dont just keep paying the invoice over and over without comparison shopping. Below are a few suggestions to help you get the best deal available on your automobile insurance policy.

Insurance agents really have a lot of leeway. They can price match and they can offer many discounts. There are also many decisions you can make about your policy that will save you a bundle. For example, if you change your deductible on your collision from a $50 deductible to a $1000 deductible, youre inline for a huge premium savings. If you dont think you could come up with $1000 out of pocket, then change it to a $500 deductible; youll still save a sizable amount on your annual premium payment.

You can also get more of a savings if you change your comprehensive deductible. Many people needlessly carry full coverage on their older vehicle. They originally purchased the vehicle new, paid for full coverage and to this day, continue to pay the same high rate. Their ten year old vehicle may be worth $1000 or less, yet they continue to pay $250-$450 every six months (total $500 to $900 dollars a year) to keep full coverage on their old vehicle.

However, if they have an accident and totaled their vehicle, the insurance company will only pay them the wholesale value of the vehicle. The amount they would receive could be $1000 or less. A vehicle that old just needs the insurance that protects the other person in case of an accident.

Another method to save more on your insurance is by combining your vehicles and other insurance together to get you additional savings. All insurance companies offer a multi-car discount (if yours doesnt, its time to switch companies). Further, many will discount more if you have your homeowners or renters policy with them.

There are a few other discounts that you may not be taking advantage of. It seems obvious, but make sure you are getting the correct rate for your age. There are discounts for various ages than can save you lots of money. Check with your agent on this one. Also alarm systems on your vehicle are usually good for a discount. Additionally, anti-lock brakes and air bags can also help lower your premiums.

Dont just keep paying the invoice when it comes in. Your insurance bill should be an automatic trigger for you to make a few phone calls to see if you can save even more money on your auto insurance premiums.